Your use of Decipher is dependent upon your acceptance of these Online Terms and Conditions of use. If you have questions or concerns about these terms, please contact us at [email protected].

PLEASE REVIEW CAREFULLY THESE TERMS AND CONDITIONS OF USE AND OUR PRIVACY POLICY BEFORE USING THIS WEB SITE. By using INNOVATION ASSET GROUP, INC.’s web sites or services, you agree to the terms of this Agreement (including the Privacy Policy that is hereby incorporated by reference). If you do not agree to such terms, you may not use and must exit this web site.

Innovation Asset Group (also referred to in this Agreement as “INNOVATION ASSET GROUP, INC.,” “we,” “us,” and “our”) is the operator of various web sites and services available to you now and as they may be changed or added in the future (collectively the “Services”) if you agree to the terms of this Agreement. We provide the Services to you subject to these Terms and Conditions (these “Terms”). We reserve the right, in our sole discretion, with immediate effectiveness, to change, modify, add, remove or otherwise alter these Terms at any time without notice. It is your responsibility to check these Terms periodically for any changes. Your continued use of our web sites or services following the posting of any changes to these Terms constitutes your acceptance of such changes.

Use Limitation

Subject to these Terms, we grant you the right to use the Services. Unless otherwise specified herein or agreed by us, the Services are only for your personal, non-commercial use. We retain all rights with respect to the Services except as granted to you in these Terms. You agree not to duplicate, publish, modify or otherwise distribute the material available on the INNOVATION ASSET GROUP, INC. web sites unless specifically authorized in writing by us. You agree not to frame, or assist third parties in framing, any of the web pages contained in INNOVATION ASSET GROUP, INC. web sites. The content and software on our web sites are owned by us and our suppliers and are protected by U.S. and international copyright, trademark and other intellectual property laws. In the event you download software from an INNOVATION ASSET GROUP, INC. web site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the “Software”), are only licensed to you. We do not transfer title to the Software to you. You own the medium on which the Software is recorded, but we retain full and complete title to the Software, and all intellectual property rights therein. You shall not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to a human-perceivable form.

Links to Third Party Sites

The Services may contain links or produce search results that include links to third party web sites (“Linked Sites”). We have no control over these Linked Sites or their content. We cannot and do not guarantee, represent or warrant that the content in the Linked Sites, including, without limitation, other links, is accurate, legal and/or inoffensive. We do not endorse the content of any Linked Site, nor do we warrant that a Linked Site will not contain computer viruses or other harmful code that can impact your computer or other web access devices. By using the Services to search for or link to another site, you agree and understand that such use is entirely at your own risk, and that you may not make any claim against us for any damages or losses whatsoever resulting from such use.

No Unlawful or Prohibited Uses

As a condition of your use of the Services, you warrant to us that you will not use the Services for any purpose that is unlawful or prohibited by these Terms. You agree not to use the Services in any manner that could damage, disable, overburden or impair the Services or interfere with any other party’s use and enjoyment of the Services. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided through the Services.

Privacy and Disclosure of Information

The privacy of our Users is a high priority. Please review our Privacy Policy, which applies to your use of the Services. In general, we reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, at our sole discretion.

As it is our policy to respect the privacy of our users, if we provide an email function as part of the Services we will not monitor, edit, or disclose the contents of a user’s email unless required in order to reply to you, in the course of normal maintenance of our web sites and systems or unless required to do so by law or in the good-faith belief that such action is necessary to: (1) comply with the law or comply with legal process served on us; (2) protect and defend our rights or property; or (3) act in an emergency to protect the personal safety of our users or the public. Users shall be solely responsible for the content of their messages.

Export Controls

Software available as part of the Services is subject to U.S. export controls. No software from this web site may be downloaded or otherwise exported or re-exported (1) into (or to a national resident of) Cuba, Iraq, Libya, Sudan, North Korea, Iran, Syria or any other country to which the United States has embargoed goods; or (2) to anyone on the U.S. Treasury department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Denial Orders. By downloading or using the software, you are agreeing to the foregoing and you are warranting that you are not located in, under the control of, or are a national resident of any such country or on any such list.

Disclaimer

Information contained on INNOVATION ASSET GROUP, INC.’s web sites has been compiled to the best of our ability using the data available to us. INNOVATION ASSET GROUP, INC. shall not be responsible for any deviations, errors or omissions in information on its web sites. Further, INNOVATION ASSET GROUP, INC. is not engaged in rendering legal, accounting, or related professional services. If legal advice or other expert assistance is required, the services of a competent professional person should be sought. Information on INNOVATION ASSET GROUP, INC.’s web sites is not a substitute for legal, accounting or financial advice.

THE SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT WILL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, NEGLIGENCE OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICES OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

Indemnity

You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents and employees harmless from any liability to third parties, including reasonable attorneys’ fees, arising from or related to your breach of these Terms or your violation of any law or the rights of a third party or your use of or access to the Services, including any wrongful or negligent conduct by you or any person using or accessing the Services on your behalf.

General

This Agreement shall be governed in all respects by the laws of the State of Oregon, excluding its conflict of laws provisions. The International Convention on the Sale of Goods shall not apply to this Agreement. Both parties submit to personal jurisdiction by and venue in the state and federal courts in the State of Oregon, County of Multnomah, and further agree that any cause of action arising under this Agreement must be brought in such venue. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of any section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. These Terms set forth the entire understanding and agreement between us and you with respect to the subject matter hereof, and supersede any prior or contemporaneous understanding, whether written or oral.